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TDS on interest income: Want to avoid? Here’s how you can do this

Have you ever wondered that even if your earnings are below the basic exemption limit, why your bank deducts TDS (Tax Deducted at Source) on fixed deposit interest? Well, the answer is that banks have to mandatorily deduct TDS on interest income if it is more than Rs 10,000 in a year.


Miss March 31 date to file belated tax return for FY16, risk an I-T notice

As the government has changed rules on filing belated returns in two different Budgets (2017-18 and 2016-17), the deadlines can get confusing.


Home Loan Repayment: 5 cost-effective ways to repay your home loan

A home loan enables one to achieve one’s dream of being a proud homeowner. However, it is also the biggest financial commitment one decides to make.


Top 4 smart tax-saving investments – A must-read for every investor

For an individual taxpayer, the most challenging investing decision is to select financial products that can reap good long-term returns.


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